Extra protection for your Nissan

Your Nissan deserves smarter protection—stay covered with insurance plans built for every journey.

Tan Chong Insure (TCI)

Tan Chong Insure (TCI) is a business division of TCMH and it is a leading professional insurance consultancy-based division that provide services in all classes of general insurance for individuals, families and corporations in Malaysia. In December 2020, TCI launched its very own digital platform named www.GoInsuran.com under the brand GoInsuran.

With proven capability and vast experience in offering and handling a broad spectrum of insurance services, TCI endeavor to create even more innovative product packages through deeper partnerships with esteemed principles to constantly meet customers’ everchanging and ever-growing needs. Have you heard about Niscare 2.0, TC-GAP and our TC Jaminan Tambahan? If not, now is the time to discover them. Niscare 2.0 now upgraded with unlimited towing and enhanced Motorist Personal Accident plus Hospitalisation Allowance, so you can enjoy greater protection and added value for you and your Nissan.

Product and Services

NISCARE 2.0

A comprehensive insurance package exclusively designed and curated for Nissan vehicle owners that provides great benefits to ensure complete peace of mind. Below is the list of coverage created for you and your Nissan cars to ensure that things are going to be okay in the event something unfortunate happens.

Niscare's Benefits

Agreed Value up to 20 years

Covers 100% of the recommended sum insured up to 20 years for Nissan vehicles in the event of Total Loss or Theft claim.

No Betterment Charge up to 12 years

Any replacement of new original parts cost will be waived for Nissan vehicles up to 12 years old. Repair works must be carried out at any Nissan authorised workshop.

Extra Cash Payout

In the event of a total loss or theft of your car, we will pay you an additional 20% of the Sum Insured, up to a maximum of RM3,000 (Terms and conditions apply).

Flood Relief Allowance up to RM1,500

Reimbursement of an allowance up to RM1,500 in the event of car damage due to flood. Repair work should be carried out at any Nissan authorised workshop or any Approved Repairer of the insurer.

FREE Motorist Personal Accident + Accidental Hospitalisation Allowances

Covers the driver up to RM20,000, including an accidental hospitalisation allowance of RM100 per day, up to a maximum of RM300 (applies to the Authorised Driver, & for both Private and Government hospitals).

All Drivers Coverage

Compulsory excess of RM 400 is waived for an unnamed driver. Drivers under the age of 21 years or holding a Provisional (P)/ Learner (L) driving license is not applicable.

Car Replacement Allowance

Entitled to an allowance RM150/day, up to 3 days for the repair period recommended by Loss Adjusters in the event of own damage claim (excluding Own Damage – Knock for Knock).

Unlimited Accident Towing Assistance

Enjoy unlimited towing in the event of an accident to the nearest Nissan authorised workshop or insurer-approved repairer from the incident location.

Unlimited Towing with 24/7 Roadside Assistance & Roadside Repair Service

Unlimited towing, plus minor on-site repairs with free labour for up to 2 hours (jump-start, battery replacement, tyre change, or fuel top-up). Any parts cost incurred will be borne by the customer.

Extended Breakdown Towing (03- 4047 5223)

a. In the event of breakdown in Thailand, Singapore or Brunei, we can arrange towing to your preferred workshop. All towing costs outside Malaysia will be borne by the customer.
b. Once the vehicle reaches the Malaysia border, unlimited towing is provided to the nearest Nissan authorised workshop, insurer-approved repairer or your preferred location.
c. Vehicle repatriation back to Malaysia can also be arranged upon request, with costs borne by the customer.

Trusted Nissan Service Centre & Body Paint

TCEAS Body & Paint Centre is a “one-stop” automotive repair centre. Equipped with advanced diagnostic equipment, highly sophisticated machinery and repair finishing products, a strictly no-compromise policy on excellent workmanship quality is enforced to ensure total customer satisfaction and confidence.

Genuine Parts & Paintwork Warranty

New genuine parts replacement are warrantable for 10,000km or 6 months, whichever comes first. Paintwork comes with a 12 month warranty.

Express Claim Approval

For damage claim less than RM30,000. Repair work must be carried out at Nissan authorised workshops or any Approved Repairer of the insurer.

Hassle-Free Claim Process

We are ready to assist you from claim submission until claim approval by the insurance company.

Emergency Message Transmission

In the event of emergency, upon request from a customer, we shall endeavour to contact your family and keep them informed of your whereabouts.

Emergency Medical Evacuation Arrangement

In the event of a medical emergency, we will arrange for medical assistance through an ambulance or other transportation to the nearest medical center.

Policy Excess

Waiver for vehicle age up to 20 years.

Add-On Protection

Windscreen Extension

You never know when rocks at the pavement decide to take a hit at you. This extension covers the accidental breakage of your windscreen/windows. This will not affect your vehicle’s NCD in the event of a replacement claim.

Special Perils (Flood, Windstorm, Landslide and More)

There are many environmental issues these days. This covers damage to your vehicle due to flood, windstorm, typhoon, volcanic eruption, earthquake, landslide or subsidence (Classified as Acts of God) will be covered as per the sum insured stated in the comprehensive motor insurance policy.

  • This provides full coverage for the insured driver in the event legal action is taken against him/her by the passenger(s) due to any bodily injury that was caused due to the negligence of the driver.
  • Please be aware that vehicles that are to be driven into Singapore would be required to have this coverage.
  • This coverage is extended to the legal liability of passenger(s) in the event the passenger(s) of the insured vehicle caused any injury/damage to the property of the 3rd party. This covers bodily injury claims and claims of property damage of up to RM3 million – subject to individual policy terms and conditions signed when purchasing the insurance.
  • This coverage is not applicable to commercial vehicles.
Strike, Riot & Civil Commotion (SRCC)​

In this day and age where most topics can trigger someone causing a commotion, it’s best to protect your vehicle. This coverage protects damage to your vehicle due to a strike, riot, and civil commotion. This is an additional coverage as an extension of your basic comprehensive motor insurance.

Frequently Asked Questions (FAQ)

What is Niscare?

Niscare is an exclusive package curated specifically for all Nissan owners that provides great benefits to ensure a complete peace of mind.

How do I subscribe to Niscare?

Niscare comes exclusively with the purchase of New Nissan Car Insurance OR renewal of insurance with Tan Chong Insure. Only applicable to all motor comprehensive insurance for private use Nissan Cars. Car insurance renewal can be done via below:

a. Nissan Showroom and Service Centre
b. TCIBS Customer Experience: 1800 88 8185
c. Email: [email protected]
d. Online renewal: www.goinsuran.com
e. You may refer to https://www.tanchonginsure.com/motor-insurance/niscare/ for more information.

How do I know if I am eligible for Niscare 2.0 benefits?

All quotations and policy issued on or after 1st April 2026 are eligible for the new Niscare 2.0 benefits.

My quotation was issued before 1st April 2026. Am I automatically upgraded to Niscare 2.0?

No. To enjoy Niscare 2.0 benefits, you must re-generate your quotation on or after 1st April 2026. Any quotations or policy issued before 1st April remain eligible to the previous Niscare.

What's new in Niscare2.0?

Niscare 2.0 now upgraded with Unlimited Towing and enhanced Motorist PA + Hospitalisation Allowance. Refer Niscare benefits section or e-brochure for full benefits.

Is Niscare transferable?

Niscare is not transferable, next buyer (customer) can enjoy Niscare by renewing insurance from Tan Chong Insure.

Are Non-Nissan vehicles entitled for Niscare too?

Non-Nissan vehicles are not entitled for Niscare. However you will be entitled for GoCare that have great benefits as well. You may refer to https://www.tanchonginsure.com/motor-insurance/gocare

How do I contact 24/7 RSA (Roadside Assistance)?

You may reach us by calling below numbers:

Hotline:

a. 1800-88-3838 (24hrs)
b. +603-40475223 (From overseas – Thailand, Singapore & Brunei)

Additional charges

The premium is inclusive in the basic premium and varies according to the insurers.

Will I get a discount or cheapest price with Niscare?

We’re able to provide you with quotation comparisons from Malaysia’s top insurers within a click via our aggregator platform or through our friendly Customer Experience agents, with coverage of up to 100% of the sum insured for total loss or theft; discounts and promotions may vary from time to time.

Is there a limitation for claims?

Yes. One (1) claim is applicable for each benefit per annum renewal.

Where can I submit the claim?

You may liaise with ETCM /TCEAS Branches for any claim request. Alternatively, you also can submit to [email protected]

Where can I send my car for repairs?

We strongly recommend that you send your car to the Nissan Authorised Service Centre and Body Paint. Alternatively, you may also send your car to an Approved Repairer of the insurer.

In case of an accident, what is my other option if I'm not able to send my car to the Nissan workshop?

You may also send your car to any Approved Repairer of the insurer but do take note of the vehicle’s manufacturer terms and conditions. We recommend that you send your car to Nissan Authorised workshop for the vehicle’s warranty assurance and quality workmanship.

TC GAP

Close the gap to make it whole! TC GAP provides coverage for the financial gap between the amount received from your Comprehensive Motor Insurance Policy and the Vehicle Purchase Price in the event of a total loss of vehicle from accidental damage, fire, or theft. Exclusively for Nissan vehicle owners only.

Benefits:

  • One-time premium for protection up to 5 years.
  • Affordable premium from as low as RM0.35 a day.
  • Full indemnity up to Original Vehicle Purchase Price.
  • Maximum claims payout up to RM140,000

TC JAMINAN TAMBAHAN (TCJT)

TCJT provides protection from unexpected car repair costs. Buying an extended warranty can give you peace of mind and make a service you can trust. You get to enjoy crystal clear packages at very competitive prices and there’s no one-size-fits-all best extended warranty provider. Be insured and it’s a good idea to get the right type of warranty cover for you. There are 2 plans to choose from; EARLY BIRD package where you can get 10% discount upon purchase within the first 12 months and ADVANCE package where plan extend after 12 months till the last 3 months of the vehicle Manufacturer’s warranty.

 

Visit https://www.tanchonginsure.com/motor-insurance/tc-jaminan-tambahan/ for more details.

Other services available
GOINSURAN.COM

A new era of motor insurance renewal is here. GoInsuran.com provides prices comparisons from up to 12 insurers, live quotes, instant savings and digital road tax activation with no extra charges. Get protected with Niscare and renew your car insurance and road tax in as fast as 3-min. BNPL (Buy Now Pay Later) are now available, on top of EPP for you to renew easily with installment payment plan + 0% interest! Check out the latest promotions today!