EXTRA PROTECTION FOR YOUR NISSAN
EXTRA PROTECTION FOR YOUR NISSAN
TCIBS (TAN CHONG INSURANCE BUSINESS STREAM)
We’re one of the pioneers in the insurance industry and we’ve been in the scene for more than 50 years. We launch innovative products through partnerships with our esteemed principals to constantly meet customers’ ever-changing and ever-growing needs. Have you heard of Niscare, TC-GAP, and TC Warranty Plus? If you haven’t, well, you should. These products provide a comprehensive package and attractive value-add benefits to you and your Nissan.
PRODUCT AND SERVICES
Niscare is an exclusive package curated specifically for all Nissan owners that provides great benefits to ensure a complete peace of mind.
- Agreed Value – Covers 100% of the recommended sum insured up to 12 years for Nissan vehicles in the event of Total Loss or Theft claim.
- Additional Cash Payout – Customer will receive 20% additional cash payout of the sum insured or a maximum of RM3,000 in the event of Total Loss or Theft.
- No Betterment Charge – Any replacement of new original parts cost will be waived for Nissan vehicles up to 10 years old. Repair works must be carried out at any Nissan authorised workshop.
- Car Replacement Allowance up to RM450 for max 3 days – Customer shall be entitled to an allowance of RM150 per day, up to a max 3 days for the repair period recommended by Loss Adjusters in the event of own damage claim (excluding Own Damage – Knock for Knock).
- 24/7 RSA (Roadside Assistance) – Towing assistance up to RM400 per event to the nearest Nissan authorised workshop.
- Roadside Repair Services – Free labour costs up to 2 hours per event for minor repairs (jump start or battery replacement, change of flat tyre and refill fuel). Any parts costs incurred shall be borne by customers.
- Extended Breakdown Towing (03-4047 5223) in Thailand, Singapore & Brunei
- In the event of breakdown in Thailand, Singapore & Brunei, we will arrange towing services to the customer’s preferred workshop. Towing cost shall be borne by customer.
- We will arrange vehicle repatriation upon request. Costs shall be borne by customer.
- Standard towing assistance up to RM400 applies for towing from Malaysia border to the nearest Nissan authorised workshop.
- Accident Towing Assistance – we provide complimentary accident towing to the nearest Nissan authorised workshop from the incident location.
- Genuine Parts & Paintwork Warranty – New genuine parts replacement are warrantable for 10,000km or 6 months, whichever comes first. Paintwork comes with a 12 months warranty.
- Key Care Cover reimbursement up to RM1,500 – Reimbursement of the actual repair or replacement costs up to RM1,500 to the loss or damage of car key due to an actual or attempted theft, robbery or house break-in. The car key repair works or replacement should be carried out at any Nissan authorised workshop.
- Flood Relief Allowance up to RM1,500 – Customer can be reimbursed an allowance up to RM1,500 in the event of car damage due to flood. Repair works should be carried out at any Nissan authorised workshop.
- Window Snatch Theft compensation up to RM500 – Compensation up to RM500 for the loss of possessions placed in your car in the event that windscreen or window is broken whilst you or your authorised driver were driving on the road. A police report must be lodged within 24 hours after the incident occurred.
- All Drivers Coverage – The policy excess of RM400 is waived for an unnamed driver. Drivers under the age of 21 years or holding a Provisional/Learner driving license is not applicable.
- Emergency Medical Evacuation Arrangement – In the event of a medical emergency, we will arrange for medical assistance through an ambulance or other transportation to the nearest medical.
- Emergency Message Transmission – In the event of emergency, upon request from a customer, we shall endeavor to contact your family and keep them informed of your whereabouts.
- Express Claim Approval – For damage claim less than RM20,000. Repair work must be carried out at Nissan authorised workshops.
- Hassle-Free Claim Process – We are ready to assist you from claim submission until claim approval by the insurance company.
- Windscreen Extension – You never know when rocks at the pavement decide to take a hit at you. This extension covers the accidental breakage of your windscreen/windows. This will not affect your vehicle’s NCD in the event of a replacement claim.
- Special Perils – There are many environmental issues these days. This covers damage to your vehicle due to flood, windstorm, typhoon, volcanic eruption, earthquake, landslide or subsidence (Classified as Acts of God) will be covered as per the sum insured stated in the comprehensive motor insurance policy.
- Legal Liability to Passengers (LLP) –
- This provides full coverage for the insured driver in the event legal action is taken against him/her by the passenger(s) due to any bodily injury that was caused due to the negligence of the driver.
- Please be aware that vehicles that are to be driven into Singapore would be required to have this coverage.
- Legal Liability of Passengers to Third Party (LLOP)
- This coverage is extended to the legal liability of passenger(s) in the event the passenger(s) of the insured vehicle caused any injury/damage to the property of the 3rd party. This covers bodily injury claims and claims of property damage of up to RM3 million – subject to individual policy terms and conditions signed when purchasing the insurance.
- This coverage is not applicable to commercial vehicles.
- Strike, Riot & Civil Commotion (SRCC) – In this day and age where most topics can trigger someone causing a commotion, it’s best to protect your vehicle. This coverage protects damage to your vehicle due to a strike, riot, and civil commotion. This is an additional coverage as an extension of your basic comprehensive motor insurance.
TC Warranty Plus (TCWP)
It’s always nice to be assured, even your Nissan! TCWP is an extended warranty to your original Nissan’ Manufacturer’s Warranty (private use vehicle only). This extended warranty covers the repair or replacement costs of parts (including labour) of your vehicle caused by a sudden and unforeseen breakdown or failure of a mechanical or electrical part.
- Premium from as low as RM1.37 per day
- Affordable payment plan at 0% interest up to 12 months
- One-time warranty fee for coverage up to 4 years.
- Guaranteed replacement or repairs with TC approved spare parts up to 7 years.
- Preserved used car resale value as TCWP is transferable.
- No inflation costs, as TCWP is purchased upfront.
Close the gap to make it whole! TC GAP provides coverage for the financial gap between the amount received from your Comprehensive Motor Insurance Policy and the Vehicle Purchase Price in the event of a total loss of vehicle from accidental damage, fire, or theft. Exclusively for Nissan vehicle owners only.
- One-time premium for protection up to 5 years.
- Affordable premium from as low as RM0.22 a day.
- Full indemnity up to Original Vehicle Purchase Price.
- Hassle-free claim process and settlement.
- Maximum claims payout up to RM140,000
OTHER SERVICES AVAILABLE
GoInsuran – a brand-new insurance renewal platform is now available! Get protected with Niscare and renew your and road tax instantly at www.goinsuran.com
EPP – Renew your motor insurance and road tax easily with installment plan + 0% interest rate.